Effective Date: 01 September 2025

This Privacy Policy describes Our policies and procedures on the collection, use, and disclosure of Your information when You use the Service and informs You about Your privacy rights and how the law protects You.

We use Your Personal Data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.

Interpretation and Definitions

Interpretation

Words with initial capitalization have meanings defined under the following conditions. The definitions shall have the same meaning whether in singular or plural.

Definitions

For the purposes of this Privacy Policy:

• Account means a unique account created for You to access our Service or parts of our Service.
• Affiliate means an entity that controls, is controlled by, or is under common control with a party, where “control” means ownership of 50% or more of the shares, equity interest, or other securities entitled to vote for election of directors or other managing authority.
• Application refers to GennyPenny, the software program provided by the Company.
• Company (referred to as “the Company,” “We,” “Us,” or “Our” in this Agreement) refers to Minter Ventures.
• Cookies are small files placed on Your computer, mobile device, or other device by a website, containing details of Your browsing history on that website, among other uses.
• Country refers to: India
• Device means any device that can access the Service, such as a computer, cellphone, or digital tablet.
• Personal Data is any information that relates to an identified or identifiable individual.
• Service refers to the Application or the Website or both.
• Service Provider means any natural or legal person who processes data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, provide the Service, perform related services, or assist in analyzing Service usage.
• Usage Data refers to data collected automatically, generated by the use of the Service or from the Service infrastructure (e.g., duration of a page visit).
• Website refers to GennyPenny, accessible from https://gennypenny.com/
• You means the individual accessing or using the Service, or the company or other legal entity on behalf of which such individual is accessing or using the Service.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

While using Our Service, We may ask You to provide certain personally identifiable information that can be used to contact or identify You. This may include, but is not limited to:

• Email address
• First name and last name
• Address, State, ZIP/Postal code, City
• Usage Data

Usage Data

Usage Data is collected automatically when using the Service. It may include Your Device's Internet Protocol address (e.g., IP address), browser type, browser version, pages visited, time and date of visits, time spent on pages, unique device identifiers, and other diagnostic data.

When accessing the Service via a mobile device, We may automatically collect information such as the type of mobile device, its unique ID, IP address, operating system, mobile browser type, and other diagnostic data.

We may also collect information Your browser sends when You visit our Service or access it through a mobile device.

Tracking Technologies and Cookies

We use Cookies and similar tracking technologies to track activity on Our Service and store certain information. These technologies include beacons, tags, and scripts to collect and analyze data to improve Our Service. Technologies used may include:

• Cookies or Browser Cookies: Small files placed on Your Device. You can set Your browser to refuse Cookies or alert You when they are sent. Refusing Cookies may limit access to parts of the Service.
• Web Beacons: Small electronic files in Our Service or emails (e.g., clear gifs, pixel tags) that help count users, track page visits, or verify system integrity.

Cookies can be “Persistent” (remain on Your Device offline) or “Session” (deleted when You close Your browser). We use both for the following purposes:

• Necessary / Essential Cookies

  Type: Session Cookies

  Administered by: Us

  Purpose: Essential for providing services, authenticating users, and preventing fraudulent account use.

• Cookies Policy / Notice Acceptance Cookies

  Type: Persistent Cookies

  Administered by: Us

  Purpose: Identify if You have accepted Cookies on the Website.

• Functionality Cookies

  Type: Persistent Cookies

  Administered by: Us

  Purpose: Remember Your choices (e.g., login details, language preferences) for a personalized experience.

  For more details, visit our Cookies Policy or the Cookies section of this Privacy Policy.

Use of Your Personal Data

The Company may use Personal Data for:

• Providing and maintaining the Service, including monitoring usage.
• Managing Your Account to enable access to Service functionalities.
• Performing contracts, such as fulfilling purchases or other agreements.
• Contacting You via email, phone, SMS, or app notifications about updates, security, or services.
• Providing news, offers, or information about similar goods or services, unless You opt out.
• Managing Your requests to Us.


• Evaluating or conducting business transfers (e.g., mergers, acquisitions) where Personal Data may be an asset.
• Other purposes, like data analysis, identifying trends, or improving the Service and marketing.

We may share Your Personal Data in these situations:

• With Service Providers: To monitor, analyze, or contact You.
• For Business Transfers: During mergers, sales, or asset transfers.
• With Affiliates: Who must honor this Privacy Policy.
• With Business Partners: To offer products, services, or promotions.
• With Other Users: When You share information in public areas.
• With Your Consent: For any other purpose You approve.

Retention of Your Personal Data

We retain Your Personal Data only as long as necessary for the purposes in this Privacy Policy, to comply with legal obligations, resolve disputes, or enforce agreements. Usage Data is retained for internal analysis, typically for shorter periods, unless needed for security, functionality, or legal compliance.

Transfer of Your Personal Data

Your information, including Personal Data, may be processed at Our offices or other locations involved in processing. This may involve transfers to jurisdictions with different data protection laws. Your consent to this Privacy Policy indicates agreement to such transfers. We take reasonable steps to ensure Your data is secure and treated per this Policy.

Delete Your Personal Data

You may delete or request deletion of Your Personal Data. Within the Service, You can update, amend, or delete information via account settings. You may also contact Us to access, correct, or delete Your data. We may retain certain data if required by law.

Disclosure of Your Personal Data

• Business Transactions: If involved in a merger or sale, Your Personal Data may be transferred, with notice provided.
• Law Enforcement: We may disclose data if required by law or valid public authority requests.
• Other Legal Requirements: We may disclose data to comply with legal obligations, protect Our rights, investigate wrongdoing, ensure user safety, or limit liability.

Security of Your Personal Data

We prioritize Your Personal Data's security but cannot guarantee absolute protection due to inherent internet risks. We use commercially reasonable measures to safeguard it.

Children's Privacy

Our Service is not for those under 13. We do not knowingly collect data from children under 13. If We learn such data was collected without parental consent, We remove it. If Your country requires parental consent for processing, We may require it before collecting data.

Links to Other Websites

Our Service may link to third-party sites We do not operate. We advise reviewing their privacy policies. We are not responsible for their content or practices.

Changes to This Privacy Policy

We may update this Privacy Policy and will notify You by posting the revised version here, via email, or through a Service notice. We will update the “Last updated” date. Changes are effective upon posting. Review periodically for updates.

Contact Us

For questions about this Privacy Policy, contact us:

By Email: minterventures@gmail.com

By Phone: +91 81118 10808